Results 1 to 20 of 20

Thread: Help With Auto Insurance

  1. #1
    Senior Member Focused Gunfire's Avatar

    Join Date
    Jul 2010
    Location
    Upstate New York
    Posts
    1,142

    Help With Auto Insurance

    The idea of paying Allstate any more of my money is about as appealing as a punch to the face. They want $461.60 of my money on the 27th, so I was wondering if there was someone better out there. I know every company has some horror stories, but is there an overall good one? Fair price, and no commie BS.

  2. #2
    Site Admin & **Team Gunsnet Silver 12/2012** Richard Simmons's Avatar

    Join Date
    Jul 2010
    Location
    VA
    Posts
    7,665
    I can only speak for my own coverage but we've been with State Farm for 30+ years and every time I've requested a quote from another company they either quote almost the same price or once they know I'm with State Farm they actually tell me they can't beat them. YMMV
    Gunsnet member since 1999
    USN 1978-86
    BCCI Life Member #2068

    •" We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm. " George Orwell

  3. #3
    Guns Network Lifetime Member #2

    Join Date
    Jul 2010
    Location
    Minnesota
    Posts
    8,846
    State Farm has treated me well enough for the last 17 years I've stayed with them. Only issue I had was when I insured my deuce and a half, they raped me at over $600 a year before I threatened to take all my business elsewhere, then suddenly they discovered they could cover it for 1/3 of the price.....

  4. #4
    Senior Member

    Join Date
    Nov 2011
    Posts
    829
    Statefarm for me 30+ years never any issues. plus there also a bank now too. IRA's Mutual Funds, home loans car loans etc.

  5. #5
    Senior Member

    Join Date
    Jul 2010
    Location
    Wreckless driving on dirty back roads
    Posts
    8,959
    do not know if you qualify but everthing we have is USAA. remember Progessive is a progressive co.
    While no one ever listens to me,
    I am constantly being told to be quiet.

    In a world of snowflakes,
    be the heat..

  6. #6
    Senior Member 00RedZX-6R's Avatar

    Join Date
    Jul 2010
    Location
    Kenockee, MI
    Posts
    420
    Farm Bureau was always the cheapest for me. State Farm can kiss my ass. I will never do business with them again.

  7. #7
    Team GunsNet Silver 12/2012 Warthogg's Avatar

    Join Date
    Jul 2010
    Posts
    8,648
    Quote Originally Posted by Richard Simmons View Post
    I can only speak for my own coverage but we've been with State Farm for 30+ years ...... .


    Guess I've been with them about 10 years.



    Wart
    "Quemadmoeum gladis nemeinum occidit,
    occidentis telum _est"

    "A sword is never a killer, it is a tool in the killer's hands"
    Lucius Annaeus Seneca "the younger" ca. (4 BC - 65 AD)

  8. #8
    Administrator imanaknut's Avatar

    Join Date
    Jul 2010
    Location
    Indiana, a state that is trying to remain free.
    Posts
    12,280
    Has your Allstate agent gotten you all the available discounts? They have a discount for automatic online payment and I believe another for electronic bill notification.

  9. #9
    Senior Member Broondog's Avatar

    Join Date
    Jul 2010
    Location
    The Black Hole of Cygnus X-1
    Posts
    1,075
    American Family has been good to me for the last 16yrs. i pay around $430 a year per vehicle (single white male, over 40, off street parking, liability only).

    i wish i could bundle my auto and home but Farmers (who holds my homeowners) can't touch Am Fam's auto rate and Am Fam can't touch Farmers homeowners rate.
    I'm the one that's gonna die when it's time for me to die, so let me live my life the way I want to.
    Jimi Hendrix


    NRA Benefactor Member & 03 FFL

  10. #10
    Team GunsNet Silver 02/2014

    Join Date
    Jul 2010
    Location
    Colorado
    Posts
    1,663
    I use ANPAC...American National Property & Casualty.They have always been good to me...also have home owner and guns with them.
    Dan

  11. #11
    Registered User LAGC's Avatar

    Join Date
    Jul 2010
    Posts
    8,655
    Allstate is the worst for stand-alone car insurance rates. I've shopped around extensively the last couple times mine was up for renewal, and they always gave me the highest quote of everyone else.

    I haven't found anyone who can beat 21st Century Insurance (a subsidiary of Farmer's) for stand-alone auto coverage, and I checked GEICO, Progressive, and quite a few others.

    I'm only paying $150 every 6 months for liability-only on my 1998 Chevy Cavalier, but that also includes free road-side assistance. And that's with 2 speeding tickets in the past 2 years, although I was able to plea bargain them both down from "more than 10mph over the limit" to "less than 10mph over the limit" which makes a big difference in how the insurance companies calculate your rate.

    You can probably get a better deal if you bundle your auto insurance with your home insurance if you own a home, but for stand-alone coverage, check them out: http://www.21st.com/
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

  12. #12
    Senior Member cevulirn's Avatar

    Join Date
    Jul 2010
    Location
    NRA Benefactor Member
    Posts
    1,478
    I'm actually saving a crapload by switching TO allstate (motorcycle insurance) My bill is $100 ish less then progressive, AFTER I added collision to one of my bikes.

  13. #13
    Registered User LAGC's Avatar

    Join Date
    Jul 2010
    Posts
    8,655
    ***UPDATE*** All this talk about State Farm made me check them out and get a free quote. With my speeding tickets they quoted me $137 for 6 months with the extra $0.80 Roadside Assistance.

    So I just went back onto my 21st.com to cancel and switch, when I noticed they had dropped me down to $132 per 6 months. So I guess I'm sticking with 21st after all.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

  14. #14
    Junior Member

    Join Date
    Mar 2013
    Posts
    3
    Yes actually, I’m sure you can find a better deal if you just shop around. I went ahead with The Hartford insurance after getting multiple quotes from at least 4 different companies.

  15. #15
    Senior Member

    Join Date
    Jul 2010
    Location
    Wreckless driving on dirty back roads
    Posts
    8,959
    LAGC. Why are liberals always bitching and speeding. The first to complaine and the last to comply. Just askin......
    While no one ever listens to me,
    I am constantly being told to be quiet.

    In a world of snowflakes,
    be the heat..

  16. #16
    Registered User LAGC's Avatar

    Join Date
    Jul 2010
    Posts
    8,655
    Quote Originally Posted by l921428x View Post
    LAGC. Why are liberals always bitching and speeding. The first to complaine and the last to comply. Just askin......
    What can I say? I have a lead foot.

    I still think I'm a pretty safe driver, aware of my surroundings, never had an insurance claim.

    You should have seen me coming back from California in December... blasting through deserted Nevada and Oregon back-country 95mph in 55mph zones. 12 hour trip in 9 hours. Cruisin'!

    State Farm wanted to give me a discount for installing a "safe-driving device" that tracks your driving speed. Fuck that! They would have jacked my rates up to double after 1 week!
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

  17. #17
    **Team GunsNet SILVER 12/2014** skorpion's Avatar

    Join Date
    Jul 2010
    Location
    Oh-Hi-A
    Posts
    3,344
    Sit down with your agent and explain to him/her that you want to explore all available options for reducing your payments. If they know what they're doing, they'll be able to list everything you can do to cut down on unnecessary expenses. If you have any particular questions, let me know. My girlfriend's brother runs an Allstate office.
    The pen is mightier than the sword, but only when you're shoving it through your enemy's throat.
    USMC Active Duty, 2004-2008
    Gunsnet Member since January 2003

  18. #18
    Guns Network Contributor 04/2013 El Laton Caliente's Avatar

    Join Date
    Jul 2010
    Location
    In the East Texas woods
    Posts
    6,158
    We had an Allstate review and saved a couple of thousand a year. We had my 15 year Allstate agent retire, another one die and the third wasn't handling the account well... or at least maximizing his commission.

    We moved the account to an agent close to the our new place we bought and had her review the policy. We had not been getting several discounts and reduced the annual bill nearly a grand.

  19. #19
    Team GunsNet Platinum 02/2015 davepool's Avatar

    Join Date
    Jul 2010
    Location
    Phoenix,Az
    Posts
    4,542
    I pay $1100/yr for full coverage on a 2011 GMC with nationwide, haven't ever had to file a claim so i can't speak for how they handle those.

    We were insured with Allstate for over 20 years, cars, home, never filed a claim; tool shed was broken into over $8800 loss, they dropped us before the settlement check arrived, best thing that could have happened
    Last edited by davepool; 03-08-2013 at 07:57 PM.

  20. #20
    Senior Member Focused Gunfire's Avatar

    Join Date
    Jul 2010
    Location
    Upstate New York
    Posts
    1,142
    Thanks for the info, I ended up with Statefarm. Pay a little less now by the way.

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •