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Thread: Well, Today's the First Day for 2015 "Affordable" Care Act Open Enrollment...

  1. #1
    Registered User LAGC's Avatar

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    Thumbs down Well, Today's the First Day for 2015 "Affordable" Care Act Open Enrollment...

    I just found out that if I want to keep my same plan from 2014, my monthly premium is going to more than double in price, from $27/mo. clear up to $67/mo.

    It's still a pretty good deal for a $0 deductible, $1000 max out-of-pocket PPO plan with a huge provider network with low co-pays, but I must confess the price hike is really discouraging.

    The whole point of Obamacare was to supposedly reign in these huge double-digit percent yearly rate hikes that caused such an groundswell of support for healthcare reform in the first place. But it's becoming quite apparent that the insurance companies are laughing their way to the bank, as they now have CAPTIVE customers, who have to either buy their increasingly costly plans or pay an increasing yearly fine come tax time, thanks to the individual mandate.

    I'm beginning to think we really do need to repeal and replace it. We need single-payer (Medicare for all) and kick these greedy insurance companies to the curb.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

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    Guns Network Contributor 03/2015 jakebrake's Avatar

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    see? welfare is a good deal.

  3. #3
    Registered User LAGC's Avatar

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    Quote Originally Posted by jakebrake View Post
    see? welfare is a good deal.
    At least the people on welfare get free Medicaid. It's the lower-class WORKING folks (people making $10/hour and less) who are getting screwed.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

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    Contributor 02/2014 FunkyPertwee's Avatar

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    You should know that the entire purpose of Obamacare was to break the American healthcare system to force dupes like yourself into thinking that you need fully socialized health care.
    "I'm fucking furious, I'm violently angry, and I like it. If you don't know what that feels like then I feel bad for you"

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    Senior Member BISHOP's Avatar

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    Welfare losers ALWAYS got free healthcare because they never pay. Its not like they were ever turned away like stupid people like you keep thinking.

    AWE your premium increased from $27 to $67. But NORMAL people/ families' premiums also more than doubled from barely affordable to impossible to pay for.


    BISHOP

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    Registered User LAGC's Avatar

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    Quote Originally Posted by BISHOP View Post
    AWE your premium increased from $27 to $67. But NORMAL people/ families' premiums also more than doubled from barely affordable to impossible to pay for.
    The problem is, rates were skyrocketing long before Obamacare ever became a blip on the national political radar, and still will be even if it were repealed in full tomorrow, so long as greedy private insurance companies are running the show.

    If the Republicans have any real alternatives that can truly REIGN IN yearly rate hikes, they have the next couple years to prove it. Of course, they had clear from 2001-2007 with total GOP control of all 3 branches of government and did nothing. So I'm not very optimistic.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

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    Senior Member raxar's Avatar

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    Ah, so there's that "stupidity of the american voter" I've been hearing so much about lately.

  8. #8
    Registered User LAGC's Avatar

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    Quote Originally Posted by raxar View Post
    Ah, so there's that "stupidity of the american voter" I've been hearing so much about lately.
    They had to pass it so we could see what was in it.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

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    Senior Member NAPOTS's Avatar

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    If you had any idea what a plan cost when you have to pay for it yourself you wouldn't be bitching about a $67 a month health insurance premium. You can thank me and the rest of the members on this board who pay taxes for your subsidized healthcare.

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    It is just and desireable that 0bama supporters see their premiums increase by multiples.
    You know, spreading the wealth, social justice, human rights and so on.
    "And how we burned in the camps later thinking, what would things have been like, if every security operative, when he went out at night to make an arrest, had been uncertain, whether he would return alive and had to say good-bye to his family?"

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    Registered User LAGC's Avatar

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    Quote Originally Posted by NAPOTS View Post
    If you had any idea what a plan cost when you have to pay for it yourself you wouldn't be bitching about a $67 a month health insurance premium. You can thank me and the rest of the members on this board who pay taxes for your subsidized healthcare.
    I don't know. That's still over $800 a year I'd be contributing into the system (versus none if I went back to going without insurance), and the only thing I'm really getting out of it is a free annual "wellness" check.

    As always, the young and healthy end up paying for the old and sick. That's the name of the game.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

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    Forum Administrator Schuetzenman's Avatar

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    Quote Originally Posted by FunkyPertwee View Post
    You should know that the entire purpose of Obamacare was to break the American healthcare system to force dupes like yourself into thinking that you need fully socialized health care.
    Yep exactly this.

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    Team GunsNet Platinum 07/2011 nfa1934's Avatar

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    Quote Originally Posted by LAGC View Post
    I don't know. That's still over $800 a year I'd be contributing into the system
    You aren't contributing shit. Your "plan" costs way more than $800 a year. Taxpayers are making up the difference. You are a drain on the system, not a contributor.
    If I had a dollar for every time CAPITALISM was blamed for problems caused by the GOVERNMENT, I'd be a fat filmmaker with a baseball cap.

    12 string guitars only have 6 extra strings, but they're 85 TIMES as likely to be used in a song about wizards.

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  14. #14
    Registered User LAGC's Avatar

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    Quote Originally Posted by nfa1934 View Post
    You aren't contributing shit. Your "plan" costs way more than $800 a year. Taxpayers are making up the difference. You are a drain on the system, not a contributor.
    I'm afraid I don't follow. By default, without having insurance, I would not be contributing anything and the "risk pool" would be that much smaller with everyone else having to pick up the slack and pay slightly more.

    Unless you're suggesting that a wellness check costs more than $800?
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

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    Forum Administrator Schuetzenman's Avatar

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    I'm surprised nobody has posted about Jonathan Gruber the architect of Obamacare and how he has been caught on tape at least 4 times explaining how this regime had to lie about it to get it passed and how "Stupid" the American voters are. LAGC would be one of the ones he's referring to no doubt.

  16. #16
    Registered User LAGC's Avatar

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    Quote Originally Posted by Schuetzenman View Post
    I'm surprised nobody has posted about Jonathan Gruber the architect of Obamacare and how he has been caught on tape at least 4 times explaining how this regime had to lie about it to get it passed and how "Stupid" the American voters are.
    Already covered: http://www.gunsnet.net/showthread.ph...-the-Democrats
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

  17. #17
    Senior Member BISHOP's Avatar

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    You are complaining about $800 a year??!!!
    My pan for a family of 3 is over $800 a MONTH through the company I work for and STILL had over $2000 deductible, so I didn't bother to get it.

    I have VA care and my family has nothing. My wife has over $20K in hospital bills that we aren't allowed to pay because the Hospital won't "take" a payment plan we can afford. They wanted over $700 a month in payments or nothing... So we opted for nothing... Stupid huh?


    BISHOP

  18. #18
    Registered User LAGC's Avatar

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    Quote Originally Posted by BISHOP View Post
    You are complaining about $800 a year??!!!
    My pan for a family of 3 is over $800 a MONTH through the company I work for and STILL had over $2000 deductible, so I didn't bother to get it.

    I have VA care and my family has nothing. My wife has over $20K in hospital bills that we aren't allowed to pay because the Hospital won't "take" a payment plan we can afford. They wanted over $700 a month in payments or nothing... So we opted for nothing... Stupid huh?
    I know, tell me about it! Situations like yours (and many, many others) are ridiculous. Insurance companies are robbing people blind, especially older folks who aren't quite old enough to qualify for Medicare yet.

    We could end all this bullshit overnight. Expand Medicare down to cover everyone, and just raise the FICA tax a few percentage points to pay for it.

    Everyone covered, problem solved.
    "That tyranny has all the vices both of democracy and oligarchy is evident. As of oligarchy so of tyranny, the end is wealth; (for by wealth only can the tyrant maintain either his guard or his luxury). Both mistrust the people, and therefore deprive them of their arms." -- Aristotle, Book V, 350 B.C.E

  19. #19
    Team GunsNet Platinum 07/2011 nfa1934's Avatar

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    Quote Originally Posted by LAGC View Post
    I'm afraid I don't follow. By default, without having insurance, I would not be contributing anything and the "risk pool" would be that much smaller with everyone else having to pick up the slack and pay slightly more.

    Unless you're suggesting that a wellness check costs more than $800?
    No, you don't follow. Without having subsidized insurance, the taxpayer wouldn't be on the hook for a portion of your insurance. It's because of your so called "insurance" that everyone else is having to pick up the slack and pay more.
    If I had a dollar for every time CAPITALISM was blamed for problems caused by the GOVERNMENT, I'd be a fat filmmaker with a baseball cap.

    12 string guitars only have 6 extra strings, but they're 85 TIMES as likely to be used in a song about wizards.

    I like big 'bots and I cannot lie...
    I got the model from Bandai.

  20. #20
    Guns Network Lifetime Member #2

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    Just starting to get free stuff isn't free for those who produce in this country? Wife and I paying almost 5K, company paying almost 20K. $2000 deductible and copays are ridiculous. That's what happens when you aren't a leach. And yeah I failing to see that big savings the liars who had to hide the facts you vote for said we were going to see..

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