How much do you pay for 6 mths full coverage car insurance?

[Arnulf]

I am thinking that I am getting charged to much and want to see what others are paying for full coverage.:think:

[cciota]

I pay $600 every six month's to keep my truck and my wife's SUV fully covered. 50/100/50 I catch a little bit of a break because I have my home owners insurance with the same company as my auto insurance.

[renegadebuck]

I am thinking that I am getting charged to much and want to see what others are paying for full coverage.:think:

It will vary by state. To get a realistic idea, you'll have to call different companies and get quotes in your state.

[Blacksmith]

I am thinking that I am getting charged to much and want to see what others are paying for full coverage.:think:
Too many variables.
Kids rates are always a lot higher than adult rates.
If the child can get on his parents policy, It’s usually a little cheaper.

[Richard Simmons]

Around $325-$350 for my 95 F150 and 2002 Acura RL.

[swampdragon]

Depends on the year and type of the vehicle too.

[cciota]

Around $325-$350 for my 95 F150 and 2002 Acura RL.

Is that full coverage or just liability? If that's full coverage, I need to move to Virginia.

[mriddick]

Yeah this informal poll will mean nothing, it varies between states and driving records. When I went from Ohio to KY it almost doubled, I guess driving off a road in Ohio means you're hitting corn, in KY it involves falling down a mountain :) . Recently I bought a house in Ohio and switched back resulting in my rates dropping again. But if it helps on 2003 Ford CV I'm paying $305 a year.

[Richard Simmons]

Is that full coverage or just liability? If that's full coverage, I need to move to Virginia.

Full coverage. Was going to drop it to just liability on the F150 but the decrease wasn't enough to bother with. I use State Farm for my auto and homeowners so we get a discount for that as well as multi-car. Our deductible is $250

Just checked by account and I was wrong. It's $396 for six months not $325-$350.

[cciota]

Full coverage. Was going to drop it to just liability on the F150 but the decrease wasn't enough to bother with. I use State Farm for my auto and homeowners so we get a discount for that as well as multi-car. Our deductible is $250

Just checked by account and I was wrong. It's $396 for six months not $325-$350.

That's cheap.

[Arnulf]

I have a 03 ford f150 supercrew 4x4 and I am paying $600 and I am over 50yrs old....that sounds like too much to me?

[Richard Simmons]

I have a 03 ford f150 supercrew 4x4 and I am paying $600 and I am over 50yrs old....that sounds like too much to me?

That's for my F-150 AND my wife's Acura RL

[cciota]

I have a 03 ford f150 supercrew 4x4 and I am paying $600 and I am over 50yrs old....that sounds like too much to me?

Time to go shopping!

[Arnulf]

Time to go shopping!

Any suggestions?

[cciota]

Any suggestions?The guy I just switched over to is a broker so he has seven or eight companies he can shop for me. Just get on the phone and start getting quotes.

[Arnulf]

The guy I just switched over to is a broker so he has seven or eight companies he can shop for me. Just get on the phone and start getting quotes.

Yeah....I kinda get the same feelin when I talk to those folks as I do when I talk to a used car salesmen....fast talkers....I always get the feelin that once they find out how much you were paying...then they drop it just a little under what you were paying.

[El Jefe]

What.......did you forget to ask for the KKK discount?

[Arnulf]

what.......did you forget to ask for the kkk discount?

troll alert

[El Jefe]

troll alert

Shouldn't you be off burning a cross in someones yard?

:hitler:

[HDR]

About 440, however both vehicles take a hit for the turbo word.

[Arnulf]

About 440, however both vehicles take a hit for the turbo word.

$440 for full coverage for 1 or 2 vehicles?

[Dan Morris]

$810 on a 98 Jimmy and 98 blazer....full coverage ANPAC.This also includes home owners.....big city rates are generally higher due to number on uninsured and unlicened drivers. Had them for 10 years, guess it's time to shop!
Dan

[Batwing]

I am thinking that I am getting charged to much and want to see what others are paying for full coverage.:think:

600$ evry six months or $1200 a year (for both),for 2 cars,My 03 Impala ls and my 4x4 2001 GMC,I was paying twice this when I had Allstate but I checked with my house insurer (for some reason Allstate won't insure farms) and they cut in 1/2,I now have and Independent insurance Rep,I think it is called Pioneer,check into it Arnulf,saving money nevr hurts

[TheMrMitch]

I'm thinking about $500 full coverage a year for my 04 Blazer.

[Arnulf]

600$ evry six months or $1200 a year (for both),for 2 cars,My 03 Impala ls and my 4x4 2001 GMC,I was paying twice this when I had Allstate but I checked with my house insurer (for some reason Allstate won't insure farms) and they cut in 1/2,I now have and Independent insurance Rep,I think it is called Pioneer,check into it Arnulf,saving money nevr hurts

So you are paying $300 for 6 months full coverage?

[Arnulf]

I'm thinking about $500 full coverage a year for my 04 Blazer.

Thats awesome.....I do not know what that breaks down to a month.....but I am paying $100 or more a month....sucks :(

[Batwing]

So you are paying $300 for 6 months full coverage?

yea,probably about 300 and some change per car,Im 39 good driving record,no tickets or wrecks other than deer hits I didn't claim in 10 years or so,plus I am rural,lotsa variables I suppose,but I don't reccomend Allstate,they were assraping me for years before I caught on

just to add I may get a cheaper rate because my farm is insured through them also,

[Arnulf]

yea,probably about 300 and some change per car,Im 39 good driving record,no tickets or wrecks other than deer hits I didn't claim in 10 years or so,plus I am rural,lotsa variables I suppose,but I don't reccomend Allstate,they were assraping me for years before I caught on

just to add I may get a cheaper rate because my farm is insured through them also,

I got state farm and they are ass raping me....my insurance man sits in his office and has about 5 hot chicks out there taking the money....he is as rich as kreesus.

[Batwing]

I got state farm and they are ass raping me....my insurance man sits in his office and has about 5 hot chicks out there taking the money....he is as rich as kreesus.

I had State Farm when I was 18,they wern't no Good Neighbor either,unless of course you like getting butthumped by your agent

[Arnulf]

I had State Farm when I was 18,they wern't no Good Neighbor either,unless of course you like getting butthumped by your agent

Yeah.....I'm done giving him my geld....he can kma.

[abpt1]

02 f150 600

[Arnulf]

02 f150 600


So you are paying the same as me....sucks don't it.:thumbsdown:

[NewbieAKguy]

Well I must be doing ok with State Farm cuz full coverage on my truck is a tad over $400 for six months. Buuuut, my wife's car and our home ins. is also state farm for the multiple discount. Not sure what my wife pay's on her car. I've heard good things about all-state, but like everyone says call around. Many of them you can get a quote online.

[Arnulf]

Well I must be doing ok with State Farm cuz full coverage on my truck is a tad over $400 for six months. Buuuut, my wife's car and our home ins. is also state farm for the multiple discount. Not sure what my wife pay's on her car. I've heard good things about all-state, but like everyone says call around. Many of them you can get a quote online.

What I cannot understand is how the rates from the same insurance company is different from agent to agent.

[NewbieAKguy]

Like anything else I guess...just like shopping around for new gun. One shop has it for whatever, across town it can be bought for $100 less or whatever.

[Arnulf]

Like anything else I guess...just like shopping around for new gun. One shop has it for whatever, across town it can be bought for $100 less or whatever.

I bet I could get a better deal in a bigger city....they would have more competition?

[l921428x]

I pay $600 every six month's to keep my truck and my wife's SUV fully covered. 50/100/50 I catch a little bit of a break because I have my home owners insurance with the same company as my auto insurance.
This seems inline with our ins. plan 2006 f-150, 2007 Honda Accord, we also have the autos on our homeowners ins.

[HDR]

$440 for full coverage for 1 or 2 vehicles?

Two for 6 months with a clean driving record.

The only claim I've had in yeas was last winter when a limb came down in an ice storm.

[Richard Simmons]

What I cannot understand is how the rates from the same insurance company is different from agent to agent.

It depends on where you live, the value and classification of your car, your driving record, your deductible, your coverage and limits on that coverage, miles driven (work or pleasure), multi-car discounts, etc. Everybody is different. I can't count the times I've asked for a quote from another insurer and when I told them I was with SF they simply told me they couldn't beat what SF was charging me. I've been a State Farm customer for 34 years as has my wife. Maybe that helps?

[American Rage]

I pay $510 every 6 months for full coverage of my 04 Silverado.



Rage

[RogerLee]

I pay $168 a month for full coverage on: 89 ford F250, 89 chevy K2500, 00 toyota tundra, 77 chevy k1500, 97 geo metro plus home insurance and personal liability insurance. All the trucks/car are full coverage and the old lady had a speeding ticket almost three years ago. That will drop down $20 a month in August. That is with State Farm. Was with American Family Ins but was paying $340 month with just liability on all the trucks. Hell Of a different. Plus Once I pick a company I tend to stay with them for a long time.
Roger

[Partisan1983]

Exactly $1116 every 6 months for full coverage of a '05 GMC Sierra SLT and a '06 Toyota Camry LE

[Arnulf]

Exactly $1116 every 6 months for full coverage of a '05 GMC Sierra SLT and a '06 Toyota Camry LE

Sounds like your getting ass raped like me.....ain't it wonderful living in a high cost of living state? :thumbsdown:

[Dan Morris]

Got some suggestions on other companies? I deal with most of em on a daily basis...ANPAC is ,to me, the lesser of hassels...kinda mid range but, they pay off and are easier to deal with.
Dan

[Arnulf]

Got some suggestions on other companies? I deal with most of em on a daily basis...ANPAC is ,to me, the lesser of hassels...kinda mid range but, they pay off and are easier to deal with.
Dan

I could not find a ANPAC agent in my area.

[Dan Morris]

I could not find a ANPAC agent in my area.

American National Property and Casulity, primarily write PC policies. My driving record is good, have filed no claims with them. I've thought of checking out GEICO or USAA. I had State Farm for years, they doubled rates after a zip code change. ANPAC was 1/3 what SF wanted....that's how I wound up with them.
Dan

[Partisan1983]

Sounds like your getting ass raped like me.....ain't it wonderful living in a high cost of living state? :thumbsdown:

Good 'ole Michigan....nothin but a big fuckin joke!

[Arnulf]

Good 'ole Michigan....nothin but a big fuckin joke!

Yep...firearms unfriendly and one of the highest cost of living and highest unemployed states in the union.